Loan Rates and Other Information

LOAN RATES as of January 20, 2021

NEW CAR RATES
2019 - 2021 
 72 months    2.5%

USED CAR RATES

2015 - 2018       
 60 months  5.50%
 54 months  5.00%
 48 months  4.50%
 42 months  4.00%

2012 - 2014 
54 months  6.50%
48 months  6.00%
42 months  5.50%

2009 - 2011 
48 months  7.00%
42 months  6.50%

2008 & Older 
36 months  7.00%              

Loans
Share Secured Loans
Open end with 3.50% Open end with 2% minimum payment

Line of Credit
 40 months  6.00%
Open end with 3% minimum payment

Permanent Disability Insurance provided up to age 60
Death Benefit Insurance provided up to age 70
Maximum benefit $30,000.00 total of all loans (not per loan)

Share Rates 
Regular Shares - 2.75%
IRAs - 3.25%
Dividends declared on last day of each quarter.
Paid on January 1, April 1, July 1 and October 1.
All shares insured up to $250,000.00